United States

United States

Amakhadi Esikweletu

Njengamanje, azikho izipesheli ezitholakalayo ezweni elikhethiwe kukhathalogi yethu. Siqhubeka nokusebenza ekuthuthukiseni insiza kanye nokwengeza izici ezintsha. Sicela ubuyekeze ngokuhamba kwesikhathi.

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Amakhadi Esikweletu ayindlela ethandwayo neyenziwe yaba lula kulabo abafuna ukuphatha izimali zabo ngobuchwepheshe obuphambili. Ngokusebenzisa ikhadi lesikweletu, ungakwazi ukuthenga izinto ezibalulekile futhi ukhulumise isikweletu sakho ngezikhathi ezilandelayo ngaphandle kokuthwala izimali ezinkulu emgodleni. Amabhange amaningi namabhizinisi anikela ngamakhadi esikweletu athokozisayo afika nezinhlelo zamaphuzu kanye nezinzuzo zokuthenga.

Izindawo ezinkulu zokuthenga, izitolo eziku-inthanethi, namabhizinisi emisebenzi yezinsiza abamba amakhadi esikweletu, okusho ukuthi ungakwazi ukwenza ukuthenga ngaphandle kwemali yemali njalo. Lokhu kuza nenzuzo yokuphepha njengoba ungalahlekelwa yimali, kodwa ikhadi lakho elinesikweletu lingenziwa likhansele ngaso leso sikhathi uma lilahleka noma lithunjwa. Kuthokozisa ukubona ukuthi izinhlangano eziningi manje sezizasiza amakhasimende azo ngokubanikeza izidingo ezikhethekile zamakhadi esikweletu njengoba abakhokhi bezokwazi ukulawula izimpahla zabo kalula.

Ukwenza izimali zibe lula futhi zibe nesibopho, amakhadi esikweletu asiza ngezinsizakalo zokulawula izindleko futhi akuphishekele izici ezikahle zezindlela ezintsha zobuchwepheshe. Lokhu kufaka phakathi ukukhathazeka ngezindleko ezingeqiwe nokukuvumela ukukhipa imali esheshayo uma kudingeka. Ngoba imikhiqizo ehlukahlukene yamakhadi esikweletu inolwazi olukhethekile olukhona ukuthokozisa, kuyacaca ukuthi amakhadi esikweletu ayindlela ebalulekile yokuphatha izimali zakho kahle.