Ngongole
Pakali pano, palibe zopereka zomwe zilipo pa dziko lomwe lasankhidwa mu kabuku kathu. Tikupitiriza kugwira ntchito yokonza ntchito ndikuwonjezera zinthu zatsopano. Chonde bwerani kudzayang'ana kachiwiri pambuyo pake.
Ngati mukuyang'ana njira zopezera ndalama zomwe zingakuthandizeni kuchita malonda anu kapena kukonza zinthu zina zofunika, pali makampani angapo omwe amapereka ma ngongole omwe angakwanilitse zosowa zanu. Mungapeze ma ngongole a mabanki, ma microfinance, ndi mabungwe ena monga ma sacco omwe adapangidwa kuti akupatseni ndalama zochita zinthu zosiyanasiyana.
Mabungwe a microfinance amachita bwino popereka ndalama zing'ono zing'ono zomwe zimathandiza amalonda ang'onoang'ono ndi akunja kuti atukule malonda awo. Ma ngongole a microfinance ndi abwino chifukwa nthawi zambiri amabereka chiwongola dzanja chochepa ndipo saitanthauza katundu wambiri ngati chitsimikizo chofunika.
Mabanki nawonso ndi malo ena omwe mungapezeko ma ngongole. Mabanki amakhala ndi mitundu yosiyanasiyana ya ngongole monga ma personal loans, mortgage loans ndi ma business loans. Izi zimakupatsani mwayi wopeza ndalama zomwe mungagwiritse ntchito mogwirizana ndi zosowa zanu.
Kuti mupeze ma ngongole abwino, ndikofunikira kufufuza bwino ndikupeza mkampani yomwe ili ndi mbiri yabwino komanso imapereka ngongole mogwira mtima. Onetsetsani kuti mumvetsetsa bwino malamulo ndi chikhalidwe cha ngongole zomwe mukufuna kuti musamangokhala ndi ngongole zomwe zingakupwetekeni mtsogolo.