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United States

Cov nyiaj tso cia

Nyiaj txiag

· Cov nyiaj tso cia

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Cov nyiaj tso cia Daim npav rho nyiaj Kev Pabcuam Nyiaj Txiag, Kev Pabcuam Nyiaj Txiag Daim npav rho nyiaj

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Cov ntawv teev cia nyiaj, los yog deposits, yog ib txoj hauv kev kom peb khaws tau peb cov nyiaj kom zoo thiab muaj kev ruaj ntseg. Muaj ntau yam kev xaiv uas peb muaj xws li saving accounts, checking accounts, thiab CDs (Certificates of Deposit) uas cov tuam txhab nyiaj, credit unions, thiab lwm hom ntawv nyiaj khaws cia.

Thaum peb xaiv ib hom ntawv teev cia nyiaj, peb yuav tsum xav txog cov ntawv txiag thiab tej txiaj ntsig uas lawv muaj. Piv txwv, saving accounts feem ntau muaj qee yam kev paj uas pab peb ua rau peb cov nyiaj loj hlob, thaum checking accounts pab peb siv cov nyiaj txhua hnub nrog cov kev pab txhawb ntxiv xws li tshev thiab daim npav credit.

Cov ntawv teev cia nyiaj qhov zoo yog tias lawv muab kev ruaj ntseg thiab yooj yim rau kev tswj hwm. Peb cov nyiaj khaws cia yog kev ruaj ntseg ntawm cov kev nkag siab txog kev txuag nyiaj nyob rau yav tom ntej thiab muaj kev tiv thaiv ntau dua los ntawm kev poob nyiaj. Yog qhov no, kev nkag siab txog cov kev xaiv Sib Nrauj thiab xaiv qhov zoo tshaj uas haum rau peb cov kev xav tau yog ib yam thawj coj zoo uas ua rau peb muab peb txoj kev nyiaj txiag rau hauv tus tswv.